{"id":1427,"date":"2021-04-14T10:38:50","date_gmt":"2021-04-14T07:38:50","guid":{"rendered":"https:\/\/kokvekok.com\/?p=1427"},"modified":"2021-04-14T10:39:38","modified_gmt":"2021-04-14T07:39:38","slug":"kosgeb-kobi-finansman-destek-programi","status":"publish","type":"post","link":"https:\/\/kokvekok.com\/en\/kosgeb-kobi-finansman-destek-programi\/","title":{"rendered":"KOSGEB KOB\u0130 Finansman Destek Program\u0131"},"content":{"rendered":"\t\t
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Genel Bilgi ve Program\u0131n Amac\u0131<\/strong><\/p>

KOB\u0130\u2019lere uygun ko\u015fullarda finansal destek temin edilerek finansman sorunlar\u0131n\u0131n \u00e7\u00f6z\u00fcm\u00fc, \u00fcretim, kalite ve standartlar\u0131n\u0131 art\u0131rmalar\u0131, istihdam yaratmalar\u0131, uluslararas\u0131 d\u00fczeyde rekabet etmelerinin sa\u011flanmas\u0131.<\/p>

  • KOSGEB Veri Taban\u0131\u2019nda kay\u0131tl\u0131 ve aktif, KOB\u0130 Bilgi Beyannamesi g\u00fcncel ve Programda tan\u0131mlanm\u0131\u015f i\u015fletme t\u00fcrlerine giren i\u015fletmeler KOSGEB Kredi Faiz Deste\u011finden yararlanabilir. Acil Destek Kredisi kullanacak i\u015fletmeler i\u00e7in Programda tan\u0131mlanm\u0131\u015f i\u015fletme t\u00fcrlerinden birine girme \u015fart\u0131 aranmaz.<\/li>
  • \u0130\u015fletmeler, Kredi Faiz Deste\u011finden krediyi ald\u0131\u011f\u0131 tarihten itibaren 3 y\u0131l s\u00fcreyle yararlanabilir. \u0130\u015fletme 3 y\u0131l i\u00e7erisinde \u00fcst limiti a\u015fmadan kredi faiz deste\u011fini birden fazla kullanabilir.<\/li>
  • \u00dc\u00e7 y\u0131ll\u0131k s\u00fcre tamamland\u0131ktan sonra, i\u015fletmenin talebi halinde s\u00f6z konusu i\u015fletme i\u00e7in destek program\u0131 yeniden ba\u015flat\u0131labilir. Ba\u015flat\u0131lan yeni destek program\u0131nda, i\u015fletmenin daha 3 \u00f6nce kulland\u0131\u011f\u0131 destek kredisinden kalan bor\u00e7 tutar\u0131 ile kullanaca\u011f\u0131 kredinin tutar\u0131 toplam\u0131, i\u015fletme i\u00e7in tan\u0131mlanan kredi \u00fcst limitini a\u015famaz.<\/li><\/ul>

    KOSGEB Kredi Faiz Deste\u011finden yararlanabilecek i\u015fletmeler, kredi t\u00fcrleri, limitleri, vadeleri ile taban puanlar a\u015fa\u011f\u0131daki tabloda yer almaktad\u0131r.<\/strong><\/p>

    Kredi T\u00fcr\u00fc<\/strong><\/p><\/td>

    \u0130\u015fletme T\u00fcr\u00fc<\/strong><\/p><\/td>

    \u00a0<\/strong><\/p><\/td><\/tr>

    Giri\u015fimci \u0130\u015fletmeler<\/p><\/td>

    Stratejik ve \u00d6ncelikli Sekt\u00f6rlerdeki \u0130\u015fletmeler<\/p><\/td>

    Azami Kredi Vadesi<\/p><\/td><\/tr>

    Kredi \u00dcst Limiti<\/p><\/td>

    Destek Puan\u0131<\/p><\/td>

    Kredi \u00dcst Limiti<\/p><\/td>

    Destek Puan\u0131<\/p><\/td>

    		\u00a0<\/td><\/tr>

    \u0130\u015fletme Kredisi<\/strong><\/p><\/td>

    50.000 TL<\/p><\/td>

    10 puan<\/p><\/td>

    500.000 TL<\/p><\/td>

    12 puan<\/p><\/td>

    18 Ay<\/p><\/td><\/tr>

    Makine Te\u00e7hizat Kredisi<\/strong><\/p><\/td>

    36 Ay<\/p><\/td><\/tr><\/tbody><\/table>


    [1] Giri\u015fimci i\u015fletme i\u00e7in kredi \u00fcst limiti 50.000 TL\u2019dir. Giri\u015fimcinin gen\u00e7, kad\u0131n, engelli, gazi veya birinci derecede \u015fehit yak\u0131n\u0131 olmas\u0131 durumunda \u00fcst limit 70.000 TL olarak uygulan\u0131r.<\/p>

    [2] Stratejik ve \u00f6ncelikli sekt\u00f6rlerdeki i\u015fletme i\u00e7in kredi \u00fcst limiti 500.000 TL\u2019dir.<\/p>

    [3] T\u00fcm i\u015fletme t\u00fcrleri i\u00e7in; i\u015fletme kredilerinde vade 12 ve 18 ay, makine te\u00e7hizat kredilerinde 12, 18, 24, 30 ve 36 ayd\u0131r.<\/p>

    [4] Acil Destek Kredisi i\u00e7in \u00fcst limit Komite taraf\u0131ndan belirlenir, azami vade 36 ayd\u0131r.<\/p>

    [5] Kredinin i\u015fletme veya tedarik\u00e7i hesab\u0131na yat\u0131r\u0131ld\u0131\u011f\u0131 g\u00fcn vadenin ba\u015flang\u0131c\u0131 olarak kabul edilir.<\/p>

    Prosed\u00fcr Nedir?<\/strong><\/p>

    Kulland\u0131r\u0131lacak kredilerin takibi ve tahsil sorumlulu\u011fu Bankaya ait olup buna ili\u015fkin hususlar, taraflar\u0131n sorumluluklar\u0131n\u0131 da i\u00e7erecek \u015fekilde Banka ile \u0130\u015fletme aras\u0131nda yap\u0131lacak s\u00f6zle\u015fmede yer al\u0131r.<\/p>

    KOSGEB Veri Taban\u0131nda yer alan i\u015fletmeler, Programda belirtilen i\u015fletme t\u00fcrlerine g\u00f6re KOSGEB taraf\u0131ndan s\u0131n\u0131fland\u0131r\u0131l\u0131r. S\u0131n\u0131fland\u0131rma sonucu, i\u015fletme t\u00fcrlerinden birinde yer alan \u0130\u015fletme, limiti d\u00e2hilinde kredi faiz deste\u011finden yararlanmak i\u00e7in ba\u015fvurusunu Yaz\u0131l\u0131m Sistemi \u00fczerinden bankaya yapar. Banka ba\u015fvurusunu m\u00fcteakip Uygulama Birimi\u2019ndeki, \u0130\u015fletmeden sorumlu uzman\/uzman yard\u0131mc\u0131s\u0131 ba\u015fvuruyu inceler, uygun bulmas\u0131 durumunda onaylar. Eksik veya hata bulunmas\u0131 durumunda ba\u015fvuruyu revizyona a\u00e7ar. \u00a0\u0130\u015fletmenin kredi ba\u015fvurusu Bankalar taraf\u0131ndan; KOSGEB KOB\u0130 Finansman Destek Program\u0131 ve Protokol\u00fc kapsam\u0131nda, genel bankac\u0131l\u0131k mevzuat\u0131, bankac\u0131l\u0131k team\u00fclleri, Banka mevzuat\u0131 ve kredi politikalar\u0131 do\u011frultusunda de\u011ferlendirilir. Banka, ba\u015fvuruyu uygun bulmas\u0131 halinde onay vererek \u0130\u015fletme i\u00e7in uygun buldu\u011fu kredi limitini Yaz\u0131l\u0131m Sistemine girer.<\/p>

    Acil Destek Kredisi Uygulamas\u0131<\/strong><\/p>

    Uygulanacak Acil Destek Kredisine ili\u015fkin destek kapsam\u0131, \u00fcst limit ve destek oran\u0131 KOSGEB \u0130cra Komitesi taraf\u0131ndan belirlenir. KOSGEB veri taban\u0131na kay\u0131tl\u0131 t\u00fcm i\u015fletmeler bu destekten yararlanabilir. \u0130\u015fletmeler, yetkili kamu kurum ve kurulu\u015flar\u0131nca belgelendirilmesi durumunda Acil Destek Kredisinden faydalanabilirler. Acil Destek Kredisi uygulamas\u0131 kapsam\u0131nda al\u0131nacak belgenin, i\u015fletme taraf\u0131ndan, ilgili Valilik ve\/veya Kaymakaml\u0131k\u2019tan al\u0131narak KOSGEB\u2019e sunulmas\u0131 esast\u0131r. KOSGEB s\u00f6z konusu durumdaki i\u015fletmelerin listesini Valilik\/Kaymakaml\u0131ktan do\u011frudan temin ederek de i\u015flem tesis edebilir.<\/p>

    Sonu\u00e7<\/strong><\/p>

    KOSGEB Kobi Finansman Destek Program\u0131\u2019ndan yararlanabilmek i\u00e7in ba\u015fvurmay\u0131 planlayan i\u015fletmenin KOSGEB Veri Taban\u0131\u2019nda kay\u0131tl\u0131 ve aktif olmas\u0131, bilgi beyannamesinin g\u00fcncel olmas\u0131 ve Acil Destek Kredisi haricinde tan\u0131mlanm\u0131\u015f i\u015fletme t\u00fcrlerinin aras\u0131nda yer almas\u0131 gerekmektedir. Bu kapsamda, KOSGEB\u2019e kay\u0131t i\u015flemlerinin eksiksiz ve do\u011fru olmas\u0131 destek ve te\u015fviklerden yararlan\u0131lmas\u0131 i\u00e7in hayati \u00f6nem arz etmekte olup te\u015fvik mevzuat\u0131na hakim hukuk b\u00fcrolar\u0131ndan destek al\u0131nmas\u0131 i\u015flemlerin h\u0131zl\u0131 ve do\u011fru sonu\u00e7lanmas\u0131 ve hak kay\u0131plar\u0131n\u0131n ya\u015fanmamas\u0131 ad\u0131na tavsiye edilmektedir.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Genel Bilgi ve Program\u0131n Amac\u0131 KOB\u0130\u2019lere uygun ko\u015fullarda finansal destek temin edilerek finansman sorunlar\u0131n\u0131n \u00e7\u00f6z\u00fcm\u00fc, \u00fcretim, kalite ve standartlar\u0131n\u0131 art\u0131rmalar\u0131, istihdam yaratmalar\u0131, uluslararas\u0131 d\u00fczeyde rekabet etmelerinin sa\u011flanmas\u0131. KOSGEB Veri Taban\u0131\u2019nda kay\u0131tl\u0131 ve aktif, KOB\u0130 Bilgi Beyannamesi g\u00fcncel ve Programda tan\u0131mlanm\u0131\u015f i\u015fletme t\u00fcrlerine giren i\u015fletmeler KOSGEB Kredi Faiz Deste\u011finden yararlanabilir. Acil Destek Kredisi kullanacak i\u015fletmeler i\u00e7in […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"class_list":["post-1427","post","type-post","status-publish","format-standard","hentry","category-tesvik-danismanligi"],"_links":{"self":[{"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/posts\/1427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/comments?post=1427"}],"version-history":[{"count":4,"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/posts\/1427\/revisions"}],"predecessor-version":[{"id":1431,"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/posts\/1427\/revisions\/1431"}],"wp:attachment":[{"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/media?parent=1427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/categories?post=1427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kokvekok.com\/en\/wp-json\/wp\/v2\/tags?post=1427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}